3. Date of birth: 3/6/1979 4. Place of birth: Bac Giang
5. Admission decision number: No. 3506/QD-DT dated November 25, 2011, issued by the President of Vietnam National University, Hanoi.
6. Changes in academic process:
- Decision to change thesis title number 350/QD-KL dated June 28, 2016 of the Head of law school, VNU Hanoi.
- Extending the study period by decision number 5503/QD-DHQGHN, dated December 29, 2014, issued by the President of Vietnam National University, Hanoi.
- Returning to the place under the decision number 975/QD-KL dated December 29, 2016 of the Head of law school, VNU Hanoi.
7. Official thesis title: "Law on mortgage of real estate to limit risks in lending activities of commercial banks in Vietnam"
8. Major: Economic law 9. Code: 9380101.05
10. Supervisors:
PGS.TS Le Thi Thu Thuy
TS. Nguyen Thi Lan Huong
11. Summary of the new findings of the thesis:
First, theoretically. The thesis contributes to clarify a number of theoretical issues related to commercial lending, the risk of commercial banks and mortgages to mitigate this risk and the law on real estate mortgage. In order to limit risks in lending activities of commercial banks.
Second, in practice. i) The thesis has clarified the current real estate mortgage law in order to limit the risk in lending activities of commercial banks in Vietnam, showing the characteristics of subjects participating in mortgage relations. mortgage terms, content, the effect of the real estate mortgage contract in lending activities of commercial banks, the handling of real estate mortgaged at commercial banks. Limiting the risk to bank loans in Vietnam, protecting the interests of creditors - commercial banks. ii) The thesis has highlighted the advantages, limitations and inadequacies of the law and limitations in law enforcement of real estate mortgages to limit the risk of commercial banks lending in Vietnam; iii) Identify the main causes of these limitations.
Thirdly, the new findings and contributions of the thesis also show that this scientific work is not only studying the law on collateral in general as a means of ensuring the performance of obligations but also In-depth study on the application of this measure to limit the risk of bank lending, coupled with the particularity of commercial bank lending is always a potential risk.
Fourthly, the thesis proposes specific orientations and solutions for improving the law on real estate mortgages in general and real estate mortgages to limit risks in lending activities of commercial banks in particular.
12. Practical applicability, if any:
The thesis proposes specific orientations and solutions for completing the law on mortgage of real estate in general and real estate mortgage in order to limit risks in lending activities of commercial banks in particular.
13. Further research directions, if any: No
14. Thesis-related publications:
- Nguyen Thi Mai Hoa (2016), "Law on mortgage of real estate to limit risks in lending activities of commercial banks", Review of Journal of Science, 5 (13), pp. 31, 50-54.
- Nguyen Thi Mai Hoa (2017), "Improving the efficiency of dealing with mortgaged real estate at commercial banks", Democratic Review and Law, 4 (301), pp.50-53.
